Just some of the Testimonials for Steven Hall (owner of Expert Financial Services), from Customers and business associates:

Bob Stanley – Mar 2023


Great advice from Steve on our group life and critical illness policies. Contact him if you need any insurance and mortgage advice.

Nichola Mark – Jun 2023


Steve’s help in getting our remortgage organised was invaluable. His knowledge, expertise and approach meant everything was completed in a very short space of time, which was much appreciated after experiencing several months of stress and angst whilst trying (and failing) to get this done via another route. His communication and focus in getting the job done was excellent throughout and I would highly recommend him to anybody I know.

David & Jodie Holland – Jul 2018


We have had the pleasure of working with Steven over the last few years, securing us fantastic deals on remortgage products as well as helping us with a new purchase, and all our insurance needs. Steven is exceptional at what he does. He is extremely passionate about achieving the best product and outcome for his clients. He has excellent knowledge of mortgages and insurance products which at what can be a stressful time allows things to move forward with ease. Steven provides a thorough, honest service and in my opinion goes above and beyond to gain the best outcome for his clients. Steven helped make our dreams of a move to a larger property come to fruition as well as providing us with insurance products to secure our families future should the unthinkable happen. In the time I have known Steven I have recommended his services to many friends whom have also had successful outcomes.

Matt & Kate Kuhn – Aug 2014


We found Steven through word of mouth, and are very glad we did. Steve was highly professional, pro-active and very prompt. His excellent knowledge of the mortgage and insurance markets resulted in us obtaining a fantastic deal that we couldn't of obtained ourselves. Everything went through first time, enabling us to complete our re- mortgage from start to finish in just 4 weeks. We will certainly be recommending Steven to friends and family in the future for their mortgage and insurance needs.

Raymond Tyler – Jan 2019

Business Associate

I invited Steven to come and talk with both my wife and I concerning a buy to let mortgage. Steven looked at our current financial position and put forward a couple of suggestions on the avenues open to us. We are currently reviewing our position and hope to move forward and may look to buy over the next couple of months. Steven is very professional in his approach to mortgage advice and I would recommend Steven to anybody seeking a new mortgage or remortgage. I would like to thank Steven for his time and hope to be back in contact with him soon.

Richard David – Jan 2015


Steven's name was passed on to me when I was struggling to locate a competitive mortgage deal. Steven was quick, efficient and went out of his way to discuss all options and ensure I was clear and comfortable. At no stage did I ever feel pressured or rushed (which unfortunately has been the case with other past advisors). Will 100% use Steven's services again.

Jospeh Pilkington – April 2016


There is little I can say about Steve other than he is quite possibly the most caring, considerate, patient, diligent, well-mannered, informative, non-patronising, informed, gracious, initiative-driven individual I am yet to do business with. His service standard is exceptional. He is a remarkable adviser, and to say that he will go the extra mile to help his clients would be a gross understatement. I would recommend his services without hesitation.

Tracy Armstrong – Feb 2015


Steven worked with us from May 2014 to completion in October to arrange a complex range of mortgage products that involved 2 re-mortgages and a purchase mortgage. Steven spent a great deal of time explaining our various options; that included weekends to suit our availability, and was always extremely helpful and knowledgeable about the range of products available. He kept us informed and updated every step of the way and even found a way of saving us more money which was a very welcome and unexpected surprise despite meaning extra work for him to complete. We would not hesitate to recommend Steven to anyone considering using a broker for their mortgage.

Sean Rustrick – May 2023

Rustrick Accountants

Steve is consistently helpful knowledgable and attentive to any contact or client mortgage referral. I have no hesitation in recommending Steve as I know the contacts interests will always be looked after.


Our fees and charges vary depending on the Services we provide to you. Our typical fee is £495.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Expert Financial Services Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading style of Personal Touch Financial Services Ltd. Personal Touch Financial Services Limited is authorised and regulated by the Financial Conduct Authority.

Registered address: 380a New Hythe Lane, Larkfield, Aylesford, Kent, ME20 6RZ. Company Number: 09617865. Registered in England and Wales.

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