Buy to Let

Thinking of investing in property? Have an existing buy-to-let portfolio? We can help:

• Help you add to an existing portfolio
• As your portfolio grows, make sure you fit a lenders criteria
• Inform you of the potentials costs in property investment
• Give tips on what to look for and consider when purchasing an investment property
• Review your existing portfolio and see if any savings can be made

If you are thinking of investing in property and need finance, a buy to let mortgage will be required. Buy to let mortgages tend to have higher fees and slightly higher rates than residential mortgages. The minimum deposit needed will also be higher than that required for a residential mortgage. Most have a minimum income requirement and require a minimum rental coverage to fit affordability. In recent years, lenders have introduced all sorts of criteria limits and some take into account other mortgages and circumstances to assess affordability. This can make sourcing a buy-to-let mortgage far from straight-forward!

So if you are thinking of investing in property or have an existing portfolio that you want to add to, leave it to the experts. Give us a call and let us come up with a solution that fits your requirements and that of the lender we recommend.